About Kapital Partners

Find out more about what Kapital Partners can do for you.

Our Story

Kapital Partners was established in 2010 to provide time-sensitive, bridge financing to real estate investors to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.

Formed towards the end of the recession, Kapital Partners has benefited from a turbulent housing market in which many real estate investors see great opportunity. A lack of liquidity in the credit markets and increased regulation of the banking industry has restricted conventional financing as an option for investors in fast-moving and competitive real estate markets. As the nation’s premier direct private lender, Kapital Partners helps fill this void.

As a direct, private lender, Kapital Partners takes a common sense approach to underwriting, with all approvals made in-house. We are dedicated to providing quick responses to time-sensitive loans, often times with the ability to close in as few as 10 business days. At Kapital Partners, we value referrals and our brokers are protected. We are committed to the highest level of customer service, because our success lies in building relationships.

At Kapital Partners, we see wide-open highways where others see brick walls.

As a leading private lender in the commercial real estate market, Kapital  Partners brings skill and creativity to every loan request. We leverage decades of experience to secure loans for all purposes and of all sizes. To date, our partners have closed more than $2 billion in loans – and counting.

Borrowers come to us from all over the United States because of our unique, inventive approach to complex deals and our competitive rates.

Creative specialty lending from $1 million – $70 million, as low as 8%.

New! 6¾% Financing Program:
$1 million – $12 million, on income producing properties.

Ready to turn your plans into action?

Kapital Partners Loan Programs

FIX AND FLIP

After Repair Value

12 Months


Loans from $50k to $2.5M


Up to 85% of the purchase price + 100% of renovation cost


Rates Start at 7.99%

BRIDGE

Short-Term Bridge

12 Months & 18 Months


Loans from $50k to $2.5M


Purchase: Up to 75% LTV of the Purchase Price
Refi: Up to 72.5% of the As is Value
Cash-Out: Up to 70% of the As is Value

HARD MONEY LOANS

Short-Term

24 Months (12-Month Extension Available)


Loans from $250k to $15M


Up to 80% LTV


Rates Start at 6.99%

RENTAL FINANCING

Short-Term

12 Months & 18 Months


Loans from $50k to $2.5M


Up to 85% LTV


Rates Start at 7.99%

RENTAL FINANCING

Long-Term

30-Year Amortization


Loans from $75k to $1M


Up to 80% LTV


Rates Start at 5.99%