Kapital Partners Fix & Flip Loans

Looking for Funding For Your Next Fix & Flip Project?

Kapital Partners Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the after repair value.

Plus, Kapital Partners only charges interest on your outstanding balance, not on the rehab hold back so you don’t pay for the funds you aren’t using.

LOAN CRITERIA

Collateral:
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties

LTV:
Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 75% of the ARV

Term:
12 Months (6-Month Extension Available)

Minimum Property Value:
$75k for 1-4 Family
$50k per Unit for Multi-Family (5+)/Mixed-Use

Loan Amount:
$50k – $2.5M for 1-4 Family, Condos, & Townhomes
$250k – $5M for Multi-Family (5+)/Mixed-Use

Minimum FICO:
600

Rates
As Low As 7.99% (Interest Only Charged on Outstanding Balance)

Pre-Payment Penalty:
N/A

KAPITAL PARTNERS LOAN PROGRAM TYPICAL LEVERAGE & RATES

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NEW INVESTOR

Completed up to 2 Flips or Owned up to 2 Rentals in the Last 3 Years

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INTERMEDIATE INVESTOR

Completed Between 3 & 20 Flips or Owned Between 3 & 20 Rentals in the Last 3 Years

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EXPERIENCED INVESTOR

Owned 20 or More Investment Properties (Flips and/or Rentals) in the Last 3 Years

LTV

Up to 80% of Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 70% of the After Repair Value

Up to 85% of the Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 75% of the After Repair Value

Up to 90% of the Purchase Price + Up to 100% of the Renovation Costs: Not to Exceed 75% of the Kapital Partners

RATES

Starting at 10.99%

Starting at 8.99%

Starting at 7.99%

Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.