Looking for Legitimate hard money loans?
Kapital Partners hard money loans program offers a 24-month term, with a 12-month extension available, ensuring that our customers have rental property financing that goes the distance.
LOAN CRITERIA
Collateral:
Residential (investment) and Commercial Properties
Commercial hard money property types: Mixed-Use, Office, Apartment, Retail, Light Industrial, Warehouse, Mini-warehouse, Others considered
Residential hard money property types: non owner investment properties
Condos, vacation rentals, second home rentals, nightly rentals, ski condos, vrbo, airbnb, non qualified complexes, etc…
Agricultural Land
Commercial Land (pad sites, etc..)
Non-cash flow producing properties okay
Owner occupied commercial properties okay
Marijuana / Cannabis properties grow, retail, land, etc…
LTV:
Up to 80%
Minimum Property Value:
$312.500
Term:
Loan terms up to 15 years flexible amortizations up to 30 years or interest only
Minimum Property Value:
$312.500
Loan Amount:
$250k minimum, up to $15 million
Minimum FICO:
No minimum
Rates:
Starting at 6.99%
Pre-Payment Penalty:
Case-by-Case Basis
Buy-To-Rent Loan Program Typical Leverage and Rates
PURCHASE
Lesser of Up to 65% of the As-Is Value or 65% of the Loan-to-Cost
Lesser of Up to 70% of the As-Is Value or 70% of the Loan-to-Cost
Lesser of Up to 75% of the As-Is Value or 75% of the Loan-to-Cost
REFINANCE
Up to 60% of the As-Is Value
Up to 65% of the As-Is Value
Up to 70% of the As-Is Value
CASH-OUT
Up to 55% of the As-Is Value
Up to 60% of the As-Is Value
Up to 65% of the As-Is Value
Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.